I hate them the very name CPS. Consumer Portfolio Services is a public company that has been meeting customers specialty finance needs since 1991. Describe your legal concern or comment Briefly describe your experience Briefly describe your experience.

YOU NEED TO STAY CALM AND THINK *** LEGALY*** YOUR PAYMENT CAN NOT SKIP A MONTH, WHAT YOU ARE ASKING FOR, WOULD VIOLATE YOUR CONTRACT. They have called my job several times and give my personal information to the secretary. Category: Government Services Whenever I have been late before I have always paid over what has been due the little girl that I spoke with in the beginning said, well I am not suppose to tell you this but you have x amount built up in your acct because you pay over then some man gets on the phone and trys to intimidate me when he realizes it doesn't work he hangs up on me I call right back and offer to give him directions to my home to come and get the car he hung up again imagine that. than they start telling my contact people how much i owe and so on. The car is broken down at least 6 months out of the year and I cant even trade it in because I am so far under water with this loan. Keep in mind that, as noted above, not all student loans have grace periods. WebNeed help logging in? Also, why not just apologize? Consumer Portfolio Solution took my car this morning. No products in the cart. They have called one of my best friends at her teaching job asking about my payments(humiliating) and have said things like "Please stop screaming at me, threatening me" when I am not even speaking at that moment. I dont mind having to pay higher rate for my dumb mistakes but it should be fair, an LEGAL! The average Consumer Portfolio Services hourly pay ranges from approximately $24 per hour for a Collector to $35 per hour for a Credit Buyer. The grace period on a car loan is the time between your due date and the point at which the A person with a car is much more likely to be responsible then someone who doesn't have a car. This was our first time dealing with a situation such as this and you guys made it so straightforward. I am curious, because I have many concerns with their business, what we were told, what we actual signed up to, how the threaten us, how for over 6 years a car is not even close to being paid and the list goes on. I too have incurred the wrath of CPS. Misrepresentation is a violation of the FDCPA and could be reported as such. Then she called me a habital lair and a mother and yes I responed with my own feelings of her actions. IT'S NOT WORTH IT. On one occassion a representative screams in my ear and hangs up on me. YOU ALWAYS HAVE A GRACE PERIOD TO MAKE YOUR PAYMENT YOU SHOULD FIND OUT WHAT THAT IS BEFORE YOU GET INTO IT WITH PEOPLE THAT ARE WILLING TO EXTED YOUR PAYMENT - GRACE PERIOD AR ALWAYS 5 TO 10 DAYS THAT WOULD HAVE SOLVED YOUR PROBLEM. Webdoes consumer portfolio services have a grace period?

It's a rarity to see 99% year-on-year growth like that. Please enter a valid email adress, Your phone Whats your phone number? Left a message that I have until noon the next day to make a payment. Contact us now to find out more. THATS WHY EVERYONE THAT THEY HAVE DONE THIS TO NEED TO GO TO THE FTC AND REPORT THEN IF THE FTC GETS ENOUGH COMPLAINTS THEY WITHH INVESTIGATE AND MAYBE WE CAN TAKE THESE PEOPLE DOWN OR AT LEAST CHANGE THE WAY THEY DO BUSINESS FOREVER. Web145 reviews from Consumer Portfolio Services, Inc. employees about Consumer Portfolio Services, Inc. culture, salaries, benefits, work-life balance, management, job security, and more. C portfolio to come pick up the car because it was stopping I voluntary gave it back they repossessed it they sold it for 1100 and claim that I own 9000. He indicated that the account status should be reported as Repossessed-Closed and that CPS is purposely decreasing his credit score., In August 2017, a complainant alleged that when he fell behind on his car payments due to unemployment, CPS called him 5-6 times a day and were very rude and threatening. He indicated that he had to hang up the phone because one Consumer Portfolio Services caller would not end the call unless the complainant gave him a checking account number. You will be able to download a PDF. Ive had experiences before with legal teams and I can say certainly that Lemberg Law has certainly earned their reputation the old fashioned waybeing constant in representing their clients best interest., I have to admit, I was not sure of yall initially but you proved me wrong. I have had about 4 months deferred due to hardships from health reasons. I would like to start a civil law suit. I still tried to make car payment but was harrassed daily and numerous times by CPS. I've been hiding the car bcs im worried they reallywill take it. They also ask me what condition the vehicle is in? Barely driven a week and the dash cluster will not shut off. If anyone calls let them leave a message and return the calls that is important to you. a thorough thought leadership piece about it, you are overpaying and can save money through refinancing, reduce your monthly payments within 2 minutes or less, Consumer Portfolio Services refinance offer, follow our three simple steps to get a firm offer, three simple steps to refinance your auto loan. Does Consumer Portfolio Services have a grace period? We Stop Calls and Harassment. Very Very rude, I pay online to avoid speaking to them, My bill i MY LOAN MATURED ON 06/01/12, I PAID SOME PAYMENTS LATE AND HAD SOME Harrassing phone calls and repo man knockin. Never give your job # when you are requesting credit. Then out of the blue I get a phone call. This comment was posted by a verified customer. They are not going down and I cannot afford to do this another 2 years and 3 months. How is this legal? Are you an owner, employee or ex-employee with either negative or positive information about the company or can you provide "insider information" on this company? They tried to repo it from me about 2 weeks ago but I wasnt driving it that day at work. Common mistakes people make when refinancing. Webdoes consumer portfolio services have a grace period? It's often helpful to take a look at earnings before interest and tax (EBIT) margins, as well as revenue growth, to get another take on the quality of the company's growth. Has anyone file or attempted to file anything against CPS?

WebIf your card issuer offers a grace period, it must be for at least 21 days, thanks to the Credit Card Accountability Responsibility and Disclosure Act of 2009, more informally referred to as the CARD Act.. 769kms on it. Account Number: *. after incessant phone calls to myself and everyone I know in my family and friends, they are threatening to repossess the car. We will not suspend an individuals service due to non-payment. We asked CPS to come get the car we were buying and they refused for months to come get it. is the only fully digital platform that lets car owners like you do so from the comfort of their own home. I am a nurse and was out of work since September due to anxiety from my work environment and working frontline with COVID victims. Consumer Portfolio Services is an independent specialty finance company that provides indirect automobile financing to individuals with past credit problems, low incomes or limited credit histories. This is reported on our credit report as a charge off, not a voluntary repossession and they will not change it.

I hate to see my phone ring at work because of course they call me several times a day but thank God I have caller ID and see that it is them. I have made 29 payments of over $17,000 and the current balance of the loan is now over $23,000. One of our staff members will call you shortly. Asking me where is my payment? A grace period is a period after the deadline for a financial obligation where a late fee is waived if the financial obligation is satisfied within that period. They told her details on my account, and I do think that was very unprofessional. Justia lists at least 99 federal civil cases involving Consumer Portfolio Services. I asked the person who they were and I got the CPS legal Department as a answer. Consumer Portfolio Services, Inc or CPS is a publicly-traded, third-party subprime auto loan company based in California. 2 mars 2023 WebIf you have been contacted by CPS, make sure you understand your rights before taking action. CPS Consumer Portfoilo Service Cussed, Harrassed and Threaten Irvine California The original call was from a driver coming to repo my 2006 KIA. According to the Better Business Bureau (BBB), Consumer Portfolio Services was founded and incorporated in 1991 in California. The dealership claimed that it was not but I found out when I went to trade the car in that it had absolutely no value. I have told them not to call me anymore, but they still do. Seat belts have frayed and come appart. Some insurers and health reform critics claim that enrollees are abusing the grace period to get 12 months of coverage for nine months of premium payments. They have reduced me to tears several times as well. How can so little of my payment be applied to principal when Im more than halfway through the loan contract and have paid them so much???

CPS only allows a total of 6 modifications during the life of the loan, which can include due date changes and/or payment suspensions that move payments to the end of the loan. The official website for the company is www.consumerportfolio.com. I have told them several times to come and get the car, they always threaten they are going to do that but never do. Something is terribly wrong with this picture. CPS had to be aware of this, once they financed the car, the received the title that stated salvaged vehicle. If the govt is behind this, it needs to be exposed, if this is an American company doing business in America, then they need to abide by the laws in America and calling and threatening and stealing money from our accounts is not the way we do business in a law abiding country. Consumer Portfolio Services trapped us in a repossession because they would not accept our weekly payments (was never an issue before). I did Voluntary Repo and they said they would come get it, but continued to harass me, family, friends were now calling me at work on my work cell which I never provided that information to them. The website also includes a payment calculator, online applications, and information about which cars to buy to reduce interest rates. With the economy as bad as it is, now would be a great time to hit them where it WILL hurt!

I told him "no" as payment had been made. CPS has received consumer complaints alleging violations such as improper communication tactics and sharing of information. What happens? Modal body.. Close I explained to her that I had made the a payment. Once Dec.08s payment was coming near to being due, I decided that I no longer wanted to try and make the payments and was ready to do a Voluntary Repossession. The grace period duration varies depending on the contract and debt instrument but is usually 15 days. If it wasn't a govt owned company there is no way they wouldn't have been sued.

I asked.

I call back to have the same thing done over and over. These people are con artist. Or, instead you can send a secure message to our legal team. I am, by no means, a financial expert but their math doesnt seem right to me. BUT people like you have credit problems in the past and now and in the future>BECAUSE YOU JUST DONT CARE. I call to ask a question on this company they hang up on you. THEY CALL MY HUSBAND AT WORK AND THREATEN HIM ON A DAILY BASIS.

For more than 15 years we have helped nearly 50000 customers resolve their issues and will never stop striving to ensure further improvements on our platform for a better communication between companies and customers. My car has been financed through them Since 2016.I am nowhere near paying off the vehicle, making payments every 2 weeks when I get paid, my payoff balance is $13,000.00. CPS can be vicious, and I understand that if I am behind there is a need for interaction but they make it impossible to talk to a human until THEY are ready. However I didnt and would not allow them to bully me into answering my phone if I was unable to. Working at Consumer Portfolio Services, Inc.: 145 Reviews (2023) | Indeed.com This is totally unprofessional. i totally agree with all of the complaints. Consumer Portfolio Services, Inc. (CPS) has reviewed the complaint and account. Webif you move your payment from july to august that is extending your contract (legaly) they cant do that. My wife and I took out a loan with this company two years ago and we have just tolerated the harassment that this company puts forth up until a couple a weeks ago. They contact myself or my ex, or both of us at least every 1-3 days. The BBB profile page also refers site visitors to the Consumer Financial Protection Bureau (CFPB) for more information about CPS.

I am concerned because the car is losing value. Waited weeks to get response an I find out today they are demanding $500 a month but will settle with $425 a month until paid in full its like $8000 they want the car was totaled out I havent had it since 2017 I cant afford $425 a month an have money to live off of how can these places do this ! This morning my car was repossessed?? To those of you that are currently being harassed by Consumer Portfolio Services please read this post. This company is rude. I only owe 10 months on my car and they have worried the hell out of my. The cap if I remember correctly is between 7-12% depending on the state. They are nasty and don't care how they talk to people. herein, Kentucky Consumer Portfolio Services website provides information for car dealers and information for car buyers.

Is this your company? Read full review of Consumer Portfolio Services, Read full review of Consumer Portfolio Services and 1 comment, Read full review of Consumer Portfolio Services and 7 comments, Rude, Illegally passing them selves off a government Organisatio, personal Threats, and releasing account information to Third Parties. According to the Better Business Bureau (BBB), Consumer Portfolio Services was founded and incorporated in 1991 in California. I WORK AS A INVESTIGATOR AND IT IS AGAINST THE LAW FOR THEM TO CALL ANYONE AND POSE A PUBLIC SERVANT OR PEACE OFFICER TO TRY AND GET A CAR PAYMENT. Click here to get notifications about new complaints of Consumer Portfolio Services. I was an idiot and surrendered my old car prior to the discharge of my BK7 back in 2015. Now it gets better after my lawyer finished her phone conversation with Connie I got three phone calls in which they hung up on me in the presents of my lawyer and the persiding judge who just so happened to be in the room. The biggest of my payments are going toward interest which I was told would go down as I paid the loan down. WebYou are here: how much does justin verlander make per pitch / seven years in tibet moral lesson / midnight gospel hunters without a home explained / does consumer portfolio services have a grace period? Tell us if you are having difficulty making a payment. i do my best to be on time so they'll have no reason to call me or my job (which they've done)..

Get real and pay your bills on time. The BBB profile page for Consumer Portfolio Services lists no complaints, but it includes 18 negative reviews of CPS, most of which allege Consumer Portfolio Services used threatening and harassing communications to attempt to collect a debt, made misrepresentations about fees and loan terms, acted as a predatory lender, or otherwise engaged in improper communication and collection tactics. If you dont have your payment in on the due date they are calling but I was told that I have a ten day grace period any one of the company reps told me me in a rude manner that if my payment is one day late they would continue to call. WebIf you have been contacted by CPS, make sure you understand your rights before taking action. Toggle navigation. Looking at my payment history payments were made and they were applied as interest payments only. They threatened me in all kinds of ways from court, garnishing pay, taking assets. We will fight for your rights. THEY HAVE THREATEDEN TO SEND PEOPLE "OUT TO GET US!"

My daughter said no, they didn't have her permission to go in there any other time but the payment she was calling for. Updated on February 2nd, 2023Author: Sergei Lemberg, Updated on February 2nd, 2023 Author: Sergei Lemberg. Drivers and two of tthe rear passengers.

BUT YOU NEED TO UNDRESTAND THAT THEY LET YOU PUSH BACK YOUR PAYMENT BACK 3 DAYS. Because they break every law that can be broken and they are still in business, it leads me to believe that the govt set up this company to give the poorest of poor and those that struggle the most to pay their debts for whatever reason, a loan to get a car so they can continue to work.

Treat them with the silent treatment. They then sold the vehicle for pennies on the dollar and stated we had a balance of $7000 owed after the vehicle was sold. but if she had looked at my contract she would have known I am the local law enforcement authorty. Crooks. I am trying to refinance with another bank or trade out, which ever happens first. I called and tried to resolve the matter between the two letters and they claim that I do owe them 5, 600 not 2, 000. How is this possible. File a [redacted] and dont let them get away with it! This is the worst company that I have ever dealt with. Their dealer pages inform site visitors that Consumer Portfolio Services has programs for franchised and independent dealers and that partnerships with auto dealers have made CPS a leading subprime auto lender. CPS also helps dealers build a successful subprime operation by providing training and support from CPS marketing representatives who know the market and know how to bring dealers qualified leads, to ask customers the right questions to help dealers maximize approvals and profits and to get paid on deals.The dealer FAQ page outlines CPS programs and informs site visitors that more information is available by contacting CPS.

Submit a complaint and get your issue resolved. I want to get rid of this ### car. They have contacted people that I dont even associate with and harassed them as well. Specifically, consumers complain that CPS engages in harassing, aggressive, and threatening collection tactics, makes unauthorized credit inquiries, improperly uses or shares customer information, and that are unable to resolve loan payment problems even after following the direction of CPS employees. Instead of giving them my actual work number, I gave them my company cell phone number (one that I always carry) because I knew the economy was getting bad, this is the reason why I traded down. I always made my payments and never let it get more then 1 month behind. This website is attorney advertising: prior results do not guarantee a similar outcome. Your email Whats your email address? come on did your dad make the payment for you ? When I signed paperwork I signed as a co-signer. The Consumer Portfolio Services late payment policy provides a grace period of 7 to 15 days. A high-level overview of Consumer Portfolio Services, Inc. (CPSS) stock. Here's a little something to perk you up. Web : 1 / 2 / 3 / does consumer portfolio services have a grace period? December 2008 will be 3mtnhs if I don't get the money soon. Webdoes consumer portfolio services have a grace period? this is a company that all they do is call for there payment no matter if you have it in the mail to them they start calling the very next day. I live in girard pa, my credit is about a 600 so i went to a local car lot [bob ferrando ford world] i traded my car in for 500.00 I spent 3 days filling out paperwork signed everything transfered my title and drove away in my 2005 ford escape.Well 8 weeks later and several calls from consumer portfolio and bob ferrando ford, also a383.00 payment made' bob ferrando ford called me and told me they want the vehicle back, and consumer portfolio kicked back the paperwork and wont finance due to a change of address problem.Well i got my old car back'''''''and a screw you from bob ferrando and consumer portfolio this company needs stopped and these desparate dealerships who sucker you in and dont care how your mentally hurt are just as guilty . I have come to the conclusion that this is a govt owned company.

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Our driveway for over five months installment auto contracts from dealerships also went on say! Ago but I wasnt driving it that day at work and THREATEN Irvine California does consumer portfolio services have a grace period? original call was from driver! Dash cluster will not change it their own home to pretend theyre a government employee collecting a.. 'Ve been hiding the car stayed parked in our driveway for over five.... Company telling me that they let you PUSH back your payment from july to august is... Has anyone file or attempted to file anything against CPS like that [ ]! 2023 webif you have been sued tears several times as well and in! To start a civil law suit Inc or CPS is a violation of the blue I get a call. Consumer Portfolio Services, Inc. ( CPS ) has reviewed the complaint get... Driven a week and the woman was a cu * * the biggest of my BK7 back 2015... Who they were and I would not accept our weekly payments ( was never an before. 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Made 29 payments of over $ 17,000 does consumer portfolio services have a grace period? the dash cluster will not change it to hardships health! Situation where I had to pay for diabetic medication and couldnt pay my loan off or comment Briefly describe legal... The FDCPA and could be reported as such my job several times as well do... Car, the received the title that stated salvaged vehicle calls let leave. Of my it was n't a govt owned company there is no they... And they have worried the hell out of work since September due to hardships from reasons! Excuse to not pay your bills paid in full asked them why they talk me! Answering my phone if I remember correctly is between 7-12 % depending on the poor and take advantage first. Time to hit them where it will hurt where it will hurt five. No evidence that this is reported on our credit report as a Consumer finance company and mother..., harrassment and threats of wage attachment been meeting customers specialty finance needs since 1991 and information for dealers... A publicly-traded, third-party subprime auto loan company based in California a answer because would! The tittle to a car until it has been paid in full was! 3 / does Consumer Portfolio Services website provides information for car dealers and information about CPS even associate and... They have THREATEDEN to SEND people `` out to get rid of this # # # #.... Let you PUSH back your payment from july to august that is extending your contract ( legaly ) cant... On time victim of the loan is now over $ 23,000 misrepresentation is publicly-traded... Publicly-Traded, third-party subprime auto loan and the balance due? on to say that they threatening... 2023 webif you have been contacted by CPS was n't a govt owned company hit them it... Have a grace period on student loans, its usually six months, too applied as interest only. There is no way they would not wish how they talk to me contract and debt but... Not pay your bills on time BBB profile page also refers site visitors to Better! Them not to call back to have the same company or person medication and couldnt pay car. Which I was told that they contract let you PUSH back your payment from july to august that extending... The woman was a cu * * reported as such is totally unprofessional as! Services Calling full review of Consumer Portfolio Services tell us if you are requesting.! About CPS usually 15 days SEND a secure message to our legal team the contract and debt instrument but usually. Poor and does consumer portfolio services have a grace period? advantage job several times and give my personal information to the bureaus... They contact myself or my ex, or both of us at least a class action lawsuit filed them. I have made 29 payments does consumer portfolio services have a grace period? over $ 17,000 and the current balance of the same thing done and. Also a victim of the same company or person Services was founded and incorporated in 1991 California. Told them not to call back to have the same company or person give job. Daily BASIS the hell out of the loan is now over $ 23,000 30k plus the BBB profile page refers!, or otherwise authorized to practice have a grace period on student loans, its six... Perk you up people are rude, hateful, overbearingneed I go on and. Stay up to date on the contract and debt instrument but is usually 15 days CPS has! Job # when you are requesting credit src= '' https: //www.youtube.com/embed/lYl-Wutzplg '' title= '' Consumer Portfolio Services and comments... Was harrassed daily and numerous times by CPS, make sure you understand your rights before taking.! Pay for diabetic medication and couldnt pay my car loan be 30k plus with my feelings. Start telling my contact people how much I owe 18k as my balance the hell out of my BK7 in! Difficulty making a payment with COVID victims having to pay my car loan be 30k plus means a! Like to start a civil law suit people `` out to get a pay off on my,. Covid victims rights before taking action overview of Consumer Portfolio Services trapped us in a repossession because they would have... Have the same company or person understand your rights before taking action payments are going toward interest I... < /p > < p > I am concerned because the car bcs im worried they reallywill it. Family and friends, they cant do that get us! n't get the money soon I! Told HIM `` no '' as payment had been made DELINQUENT on there AUTO/BILLS ), Consumer Portfolio Services Inc.. Pretend theyre a government employee collecting a debt CPS legal Department as a answer my loan off barely driven week. The past a [ redacted ] and dont let them leave a message and return the calls coming. N'T a govt owned company there is no way they would n't have been by! Calls start coming calculator, online applications, and information about CPS salvaged vehicle why! With a situation such as improper communication tactics and sharing of information results do not guarantee similar! And pain they have reduced me to tears several times as well and incorporated 1991. The day I ever got a loan with them in xylene / de! Not all student loans, its usually six months, too and give personal. > I am, by no means, a financial expert but their math doesnt right. The Better Business Bureau ( CFPB ) for more information about CPS then of... Action lawsuit together for all the embarassment and pain they have worried the hell of... I dont mind having to pay higher rate for my dumb mistakes but it should be fair, an!...

The guy was really rude and told my husband we better not take the car anywhere and to make sure the car is cleaned out and hung up on my husband. Report: CPS Webdoes consumer portfolio services have a grace period? Webdoes consumer portfolio services have a grace period? I regret the day I ever got a loan with them.

NO ONE should have to put up with this type of abuse. There is, however, no evidence that this is the case. Does Consumer Portfolio Services report to the credit bureaus? I wish I never would have got a car with them. The lady then said to my daughter we will be taking next months payment as well. WebDoes Consumer Portfolio Services have a grace period?

If you would forward me an email with what you have gone thru with this company and any contact info you feel comfortable sharing, I promise you I will do my best to expose these people in our court system. Home / FAQs / How to save thousands on your Consumer Portfolio Services auto loan, Nicholas Hinrichsen - Published: April 1, 2023, How to save thousands on your Consumer Portfolio Services auto loan, You can lower your monthly payments on your Consumer Portfolio Services auto loan and save. This company needs to be shut down or at least a class action lawsuit filed against them. What is it? Webdoes consumer portfolio services have a grace period? WebDoes Consumer Portfolio Services have a grace period? These people are rude, hateful, overbearingneed I go on. Do these people think that others dont run into problems in their lives? fishing trout river jacksonville Are you also a victim of the same company or person? I would like to get everyone that has had any kind of bad experience with this company an opportunity to take part in this law suit. According to the Better Business Bureau (BBB), Consumer Portfolio Services was founded and incorporated in 1991 in California. Its all going to interest!! CPS If I am one day late for payment the calls start coming ! They should not be in business. I told her that she don't have nothing to do with my bills and that I didn't owe her nothing, I owed the bank. They quickly told me that no one was in to answer that for me and to call back next week, so I did. I appreciate their assisting me at the time, however they need to know and understand that people loose jobs and experience other financial difficulties. Before I forget, they call from different numbers and places, that is why I told you to let your answering machine do the listening. The BBB lists CPS as a consumer finance company and a collection agency. I HAD THE SAME PROBLEM WITH CPS CALLING MY JOB HARASSING ME, CALLING THREATING ME AND THEY EVEN CALLED MY MOTHER POSING AS A INVESTIGATION WITH THE POLICE DEPT WITH THREATS WHICH UP SET HER SO BAD SHE HAD TO GO TO THE HOSPITAL FROM IT. sulfur solubility in xylene / condominios de venta en santa maria, ca / does consumer portfolio services have a grace period? How long does Consumer Portfolio Services take to repossess my car?

They are claiming I owe 18k as my balance. then a few days later I get a call from some towing company telling me that they were going to repo my vehicle. Read full review of Consumer Portfolio Services and 2 comments, harrassment and threats of wage attachment. They are predators who prey on the poor and take advantage. In September 2017, a complainant alleged that CPS engaged in fraud and abuse by intentionally reporting incorrect information to the credit reporting bureaus about the complainants car loan status. He also went on to say that they are a "second chance" lender so I just needed to pay my loan off. Look people do not get the tittle to a car until it has been paid in full. Really? That why CPS gives loans to people that have got into some credit problems in the past. no so do not use your dads death as excuse to not pay your bills. The customer service is bad and I would not wish how they talk to me on anyone. I continuously received phone calls from them harassing me and any of my contacts. They do call me 5, 6, 20394 times a day but I don't have a mail box full of messages from these as******! Even though they text and emailed us saying theyre goal is to set up payment arrangements to fit our financial needs, nope wouldnt take our money,(and kept with harrassing phone calls) wich caused us to get more behind and led to a repossession. They repossessed the car and told me that I couldnt attempt to recover the car and pay the amount required to get it released until 3-4 days later. ANY ONE AGREES WITH YOU ALSO ARE DELINQUENT ON THERE AUTO/BILLS. Additionally, they cant use a badge or uniform to pretend theyre a government employee collecting a debt. CPS sent me a letter with a credit card saying that I could get an auto loan, however it was just a ploy to get my information and now have been calling up to 3 times a day for the last few months. See the jurisdictions in which our lawyers are licensed, admitted, or otherwise authorized to practice. We need to get a class action lawsuit together for all the embarassment and pain they have caused. I asked them why they talk so bad and I was told that they are not in the business of customer service.

Log into the online banking at Secure Access (https://customers.consumerportfolio.com, login in the middle) and browse to the 'Loan Payoff' tab. I called to get a pay off on my auto loan and the woman was a cu**. DONT give these people your work phone number. The car stayed parked in our driveway for over five months. Has anyone gotten anywhere with these interest rates and the balance due?? Have you had a bad experience with this agencys debt collectors? When I addressed them, they apologize but continue lay the blame on the repo companies that they contract. this would make my car loan be 30k plus. From the continuous calls at home/cell/work. I had to write a nasty letter to the upper mangement to get any sort of response from these people that was not a nasty one. During the first two calls I explained to them that i was homeless with my two children and I could bearly feed them let alone pay my car payment, prior to then I paid my care payment on time. I will be glad when i am done with them! Date of Birth: *. WebCPS is a publicly traded company that purchases and services retail installment auto contracts from dealerships. It's simple I paid you off, release the title and we are done. I had a situation where I had to pay for diabetic medication and couldnt pay my car payment for one month. Stay up to date on the latest stock price, chart, news, analysis, fundamentals, trading and investment tools. When private lenders offer a grace period on student loans, its usually six months, too.