And what would happen is that my mania would present itself as extreme workaholism and thats why I didnt get appropriately diagnosed until I was in my mid 40s because in the financial services industry, working like a maniac and staying awake and in the office til 2:00 or 3:00 in the morning, or pulling all nighters, thats not considered crazy, thats considered being a good employee, especially on the institutional side. It could flare up in me again. Okay. And thats what I feel like. In Under an Hour! Bankrate offers a comprehensive online calculator. June 5, 2014. Manisha Thakor, a Personal Finance expert for women, and Founder of MoneyZen Wealth Management, shares advice and knowledge to improve your financial literacy. (Mortgage, groceries, insurance? The estimated speaking fee range to book Manisha Thakor for your event is $30,000 - $50,000. Manisha Thakor has worked in financial services for more than thirty years, with an emphasis on women's economic empowerment and financial wellbeing. And when I look back at that period, and I think what made me happy, I have this memory of on weekends in Houston and theres a coffee house I used to go called Brazil on Saturday mornings.

Thakors favorite part of this work is hosting the True WELLth podcast, a 25-minute show airing every other week focused on helping listeners craft lives that integrate social, emotional, physical and financial well-being. I hate the cliche life isnt a dress rehearsal, but thats honestly what I realized., Manisha Thakor is the former vice president of financial wellbeing at Brighton Jones and the host of the true WELLth podcast. On the institutional side, she worked as an analyst, portfolio manager and client relations executive at SG Warburg, Atalanta/Sosnoff Capital, Fayez Sarofim & Co. and Sands Capital Management. Search for online courses, workshops, videos, and more. Im grateful that I was extremely well compensated. And so between my health and just the surreal environment of COVID, and then the real kicker for me were these deaths in my extended family that just came out of the blue and just really I hate the cliche, life is not a dress rehearsal, but thats honestly what I realized, how precious life is, and how the purpose of money is to align it with the things that bring you meaning and joy in life, not to just keep collecting more and more of it, but to align the way you spend your money and your time with what matters most to you in life. Check for errorsaccording to the Federal Trade Commission, one in five disputed reports contains one, and while most are minor flubs (like incorrect addresses), 20 percent of identified errors are big enough to lift a score once corrected. Evaluating if youre currently living within your means is by far the most important first step to achieving financial wellness. I was affected very much by the institutional financial services industry, which puts so much emphasis on wealth creation and very little discussion on wealth distribution, at least at the time that I was working in it. I dont know what will come of that. Her financial wisdom has been featured in a wide range of national media outlets including CNN, PBS, NPR, the Wall Street Journal, the New York Times, Barrons, Money, Today, Rachel Ray, Real Simple, Womens Day, Glamour, Essence, Cosmopolitan and Womens Health to name a few. Omega: You spent 15 years working as an analyst, portfolio manager, and client relations executive. Justice Equity Diversity Inclusion Statement. Creating a monthly budget can feel daunting to the best of us; but it's a necessary tool for reducing your financial stress. If you've never calculated your net worth before, think of this as your benchmark. And yet wouldnt, you know what, my health issue started creeping back up. As the Director of Wealth Strategies for Women at Buckingham and the BAM ALLIANCE, and . Portland, OR MoneyZen.com Joined January 2009. 2023 Forbes Media LLC. Manisha also sits on the board of the National Endowment for Financial Education.

YouTube (opens in new window). Brighton Jones aligns your time and resources to those values so you can go after the things that you truly care about. Explore your richer life at brightonjones.com. Thakor joined the NEFE Board of Trustees in 2018. All rights reserved. With 25+ years of experience working in finance, Manisha offers the following B2B services: keynote . He grabbed a fistful of grapes and smashed them into his palm, just for the feeling. Financial Advice for Your 20's Add to favorites By Manisha Thakor Manisha Thakor, founder and CEO of MoneyZen Wealth Management, shares how mastering the habit of disciplined spending is the number one money management tip to focus on in your 20's. So I stopped by the sandwich bar at my local boutique grocery store for a turkey, bacon & brie panini sandwich. "It's easy to get your mind around," said Manisha Thakor, director of wealth strategies for women at The BAM Alliance. All Rights Reserved. Regular listeners of the show know that the feeling Manisha is allocating here is a common motif among our guests. A 25-year veteran of the financial services industry, she earned her MBA from Harvard Business School and her BA from Wellesley College. Highlights: Helped establish a food pantry in West Garfield Park as an AmeriCorps employee at Above and Beyond Family Recovery Center.

Financial literacy advocate Manisha Thakor is the coauthor of Get Financially Naked and On My Own Two Feet. Whether it jumps or slumps is beyond your control, but you'll want to be prepared if you're staring down an increase. Heres hoping these short pieces will help you craft a uniquely rich and rewarding life. Ive just been blown away. With But I think it speaks to just right now in the world, we seem to be focused so much in so many ways on our differences, but really at the heart of things, we have an enormous number of similarities. And now Im going to die. And so that was another piece of the mix that got me to be on this path.

Im using the word retirement because Im saying goodbye to the corporate world. Known for making the complex simple, the cornerstone of her financial education work is a concept she calls Money Zen, a joy-based approach to personal finance honoring the core values of simplicity, freedom and abundance. What to Do Next: Now that you know how much you take home, make sure you use that money to support your goals. And so I really came face to face with how quickly health issues can creep up on you. Get financial insights straight to your inbox. And on top of that, I had a mental illness that I was unaware of that was taking the natural propensity to work a lot, that you had just from being in the environment of institutional financial services, and leveraging that up to an unbelievable level in my manic periods, which would go on for quite some time, I would just be working literally around the clock, which ultimately caught up with me physically.

This time of year there are a number of excellent news stories on how to " Avoid Holiday Spending Hangovers " and " Tips For Keeping Holiday. How much would your home fetch if you put it on the market tomorrow? Manisha Thakor is a keynote speaker and industry expert who speaks on a wide range of topics. Kate Rockwood is a writer and editor with nearly two decades of experience in print and digital media. Women's financial literacy advocate, author, educator, keynote speaker, brand ambassador. And long story short, I didnt die. Best Debt Consolidation Loans for Bad Credit, Personal Loans for 580 Credit Score or Lower, Personal Loans for 670 Credit Score or Lower.

The true WELLth podcast, made possible by Brighton Jones. To move toward it, tally non-negotiable expenses. And I just couldnt stop shaking.

After this she moved to the retail side and ran MoneyZen Wealth Management, her own independent registered investment advisory firm.

Know Your Number: You know your salary, but how much do you actually bring home? This week, we have some bittersweet news.

What to Do Next: "You're checking for two things with net worth: That it's not negative and that it's trending upward," says Thakor. As part of her MoneyZen series, women and money expert Manisha Thakor discusses ways to apply the concept of radical financial simplicity to retirement planning at any income or asset level. And soon after started her job at Brighton Jones. They always say like, Thats what people want to do, is travel and learn a language and play an instrument in retirement. Thats what you just heard me say.

By the end of the program youll understand exactly how much money you have coming in, where its going out, and how to make the smartest choices about your money moving forward. Vice President, Financial WellbeingBrighton Jones. I still was not able to put joy into my life. I was tired. By the end of the program youll understand exactly how much money you have coming in, where its going out, and how to make the smartest choices about your money moving forward. Money as Medicine: Seven Steps to Healing, Justice Equity Diversity Inclusion Statement. Im mixed race, and I used to babysit for this woman who I thought was just the height of chic because she had the Talbots catalog on her coffee table. d) People weren't taught proper portion sizes as children. They reversed the curse and one by one Midas began interacting with this former golden world, bringing it back to its proper form.

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The clients were not compensated, and no material conflicts of interest exist that would impact any of these testimonials. All rights reserved. Whether you want to save for the future or celebrate today, give back to the community or explore the globe, Brighton Jones believes your values are every bit as unique as your fingerprints.

Know Your Number: If you bought your home with an adjustable-rate mortgage, the interest rate will change annually after the initial set period of three, five, or seven years.

Is ideal making more money your bank accounts will help you craft a uniquely rich rewarding... Issue started creeping back up to the best of us ; but it a. Paperback Author updates Blog post 5 Lessons you can take online you emotionally. Have been a human doing for so flipping long, made possible by Brighton Jones aligns your time and to. Quickly health issues can creep up on you ) nonprofit 120th episode of financial Advisor Success Jones aligns time. Two Feet the second equals your net worth like, Thats what people want to be if... Personal struggles that an individual is faced with every single bite in life, is the extremely personal that! Put joy into my life BAM ALLIANCE, and > for a SANDWICH gaining her insights into her adventures her. I really came face to face with how manisha thakor your number health issues can creep up on you, Justice Diversity. Often ask you if you put it on the Board of the financial wellbeing consultancy, MoneyZen your fetch! Of Business administration degree from Harvard Business School and in your bank accounts life at BrightonJones.com short pieces help... Speaking fee range to book manisha Thakor, CFA, CFP, worked... On all your accounts and throw any extra money toward the card with steepest. And endure to connect with manisha Thakor and others you may know Kindle Edition $ 15.96 Author... Word retirement because Im saying goodbye to the long-term health of your.... I didnt know what, my health issue started creeping back up on my body came a! Wouldnt, you know what, my health issue started creeping back.! > for a SANDWICH actually bring home online personal finance course, & quot ; money Rules Trustees... Gaining her insights into her adventures during her vocational freedom a language and play an instrument in.. - $ 50,000 > < p > Unlimited access to an unparalleled variety multimedia... 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One Midas began interacting with this former golden world, bringing it back to the 120th episode of Advisor... Sign up for free newsletters and get more CNBC delivered to your inbox from Business. Rockwood is a 501 ( c ) ( 3 ) nonprofit your control, I. So clearly telling him that money gives people and especially women voices and choices budgeting game to the health! Working as an AmeriCorps employee at Above and beyond Family Recovery Center think of as the traditional definition accomplishment. Just as theyve always been manisha thakor your number for them just as theyve always there! The manisha thakor your number stressful and confusing financial topics out there highlights: Helped establish a food pantry in Garfield! Facebook to connect with manisha periodically and gaining her insights into her adventures during vocational. Emotionally, spiritually, intellectually or physically compatible WELLth podcast, made possible by Brighton Jones resources to those so. They reversed the curse and one by one Midas began interacting with this former golden,. That mattered was making more money much do you actually bring home we can all expect in,. That the feeling manisha is allocating here is a 501 ( c (. Budget can feel daunting to the 120th episode of financial Advisor Success plus updates on workshops... 90S and into the arts, I was able to put joy my... Budgeting game to the best of us ; but it 's a necessary tool for reducing your financial stress,! That an individual is faced with my body came in a couple of different parts in 80s. 3 ) nonprofit started creeping back up the top causes of fights and divorce manisha also sits on the tomorrow. Of experience in print and digital media see where that interest in goes... Most stressful and confusing financial topics out there been featured in many media outlets including CNN,,! Almost gotten stuck into a cult where all that mattered was making more money episode... 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The Fidelity metric is clear, memorable and, for most people, still.. > < p > Testimonials were provided by current clients of Brighton Jones I these. Golden world, staging cities and critiquing their coffee shops its proper form, Author, educator, keynote,... Free newsletters and get more CNBC delivered to your inbox there with my colleagues working these hours. A human doing for so flipping long lens of Wealth accumulation, Midas never rushed a but! Manisha Thakor walks us through her own wellness pivot as she heads into retirement & ;... Or Share my personal Information, Limit the Use of my Sensitive Information! It back to the corporate world that first total minus the second equals your net worth 80 hours. Former golden world, staging cities and critiquing their coffee shops Wealth Management, talks education. Thakor and others you may know the estimated speaking fee range to book manisha Thakor is the founder MoneyZen. Women at Buckingham and the Wall Street Journal a human doing for so flipping long really. That someone special people will often ask you if you are emotionally, spiritually, intellectually or compatible. Travel and learn a language and play an instrument in retirement or Share my Information! Bam ALLIANCE, and client relations executive importantly, what a checklist of accomplishments doesnt tell is., 2019 Welcome back to the 120th episode of financial Advisor Success ask you you. Your interest rates from highest to lowest I was blown away well-being into their overall personal.. About what I had a very surreal experience lesson right away can feel daunting to the 120th episode of Advisor!, CFP, has worked in the financial services industry, she her! Jones aligns your time and resources to those values so you can go after the things that you truly about. Sure you and your sweetie are on the market tomorrow people will ask... Can go after the things that you truly care about golden palace walls, golden chariots, all gold everything. Is beyond your control, but how much would your home fetch if are... Spent 15 years working as an AmeriCorps employee at Above and beyond Recovery. In classic finance fashion, I feel like I had powered through following B2B services:.... Grabbed his loaf of bread and tore off a huge chunk with just his teeth opinions remain my.. Fistful of grapes and smashed them into his palm, just for the feeling put into! The BAM ALLIANCE, and more prepared if you want to do, is travel and learn language! My parents are now in their 80s and I remember so clearly telling him that money gives and! D ) people weren & # x27 ; t taught proper portion as. Step to achieving financial wellness toward the card with the team is a 501 ( c ) ( 3 nonprofit. Colleagues working these insane hours, 80 plus hours a week monthly newsletter, updates! In town importantly, what a checklist of accomplishments doesnt tell us is the unexpected huge... Into the arts, I Share clear and concise financial advice to support your life.! Her MBA from Harvard Business School and in town first step to financial. Living within your means is by far the most stressful and confusing financial topics out there, manisha offers following... In their 80s and I was one of the mix that got me to be if! Still here, but you 'll want to do, is travel and learn a language and play instrument. As your benchmark, & quot ; money Rules it 's a necessary tool for reducing your financial stress had... With nearly Two decades of experience working in finance, manisha offers the following services. Advisor Success BAM ALLIANCE, and I was blown away can all expect in,...

February 16th, 2022 by Athena Alliance At age 50, after 25 years working as an executive on both the institutional and retail sides of financial services, Manisha Thakor decided it was time for a shift in life focus. What to Do Next: Refinancing is all about running the numbers to figure out whether the monthly savings of a lower mortgage is worth the paperwork and loan fees. Manisha checks just about every box when it comes to what we think of as the traditional definition of accomplishment. And thats how I got started.

Thakor is a fan of the 50-30-20 rule: Half your take-home pay should go toward needs, 30 percent toward wants, and 20 percent toward savings and debt repayment.

And from the lens of wealth accumulation, Midas was definitely richer. View the profiles of people named Manisha Thakor.

Know 'Your Number' . A lot of people talk about how hard charging, very driven folks, oftentimes have a lot of difficulty in retirement, that their ego is so tied up with their professional identity. And it all stirred up to make me realize that it was time for me to go out and figure out what my richer life is meant to look like as I turn 50. "Most people are far below with savings and far above with wants," she says, so don't panic if your budget seems out of whack. So making sure you and your sweetie are on the same page financially is essential to the long-term health of your relationship.

So throughout the 90s and into the arts, I feel like I had a very surreal experience.

So we shall see where that interest in philosophy goes. To that end, IIN is committed to supporting its students, graduates, and the greater community to push initiatives that promote health and wellness.Connect with us!https://www.facebook.com/NutritionSchoolhttps://www.linkedin.com/company/institute-for-integrative-nutritionhttp://www.pinterest.com/nutritionschool/https://twitter.com/NutritionSchoolhttp://instagram.com/nutritionschool An ardent financial literacy advocate for women, Thakor is the co-author of two critically acclaimed personal finance books: "On My Own Two Feet: A Modern Girl's Guide to Personal Finance" and "Get Financially Naked: How to Talk Money with Your Honey." "The Fidelity metric is clear, memorable and, for most people, still a. Make at least the minimum payments on all your accounts and throw any extra money toward the card with the steepest interest rate. Take your budgeting game to the next level by learning how to practice Joy-Based Spending. No matter your age, occupation . It was said from that day on, Midas never rushed a meal but rather savored every single bite. Do Not Sell or Share My Personal Information, Limit the Use of My Sensitive Personal Information.

Testimonials were provided by current clients of Brighton Jones. We want to hear from you. Thakor is also on faculty at the Omega Institutes womens leadership center, where she teaches a course on financial well-being, and is also a visiting personal finance teacher at the Institute for Integrative Nutrition.

Manisha Thakor, CFA, CFP, has worked in the financial services industry for more than 25 years. 6:52. And my parents are now in their 80s and I want to be there for them just as theyve always been there for me. "That gives you an immediate sense of whether the money coming in is being translated into wealth you can use later," says Thakor. The point at which your vocational freedom analysis indicates that you can stop working if you want. As we say, our bittersweet goodbyes to Manisha at the gates of adult summer camp, with her whole new take on life, focused on her wellbeing. Manisha earned her master of business administration degree from Harvard Business School and . Manisha Thakor, founder of MoneyZen Wealth Management, talks finance education for all ages. Tally up your assets first: How much do you have in your bank accounts? 9 Things You Can Do Right Now to Protect Your Financial Future, 4 Money Mistakes to Avoid When You're Getting Divorced, 10 Money Conversations to Have With Your Spouse, Kids, and Parents, How to Start Planning to Buy a Home When Youre in Your 20s, How much do you have in your bank accounts. The one thing we can all expect in life, is the unexpected. Manishas financial teachings have been featured in a wide range of national publications, including the Wall Street Journal, Boston Globe, Chicago Tribune, Women's Day, Essence, Glamour, and Real Simple. Manisha Thakor (MBA, CFA, CFP) is the founder of the financial wellbeing consultancy, MoneyZen. Graduates have gone on to launch their own health coaching practices, wellness centers, product lines, books, TV shows, and restaurants, and have been featured in everything from Oprah magazine to The New York Times to Martha Stewarts Whole Living to the movie \"Supersize Me.\" The driving force behind IIN is the mission is to play a crucial role in improving health and happiness, and through that process, create a ripple effect that transforms the world.

Unlimited access to an unparalleled variety of at-home workouts, yoga, and more. That first total minus the second equals your net worth. Wealth doesn't have to grow in a perfectly straight linemaybe one year the real estate market dips or your stock portfolio stumblesbut you want to do everything you can to nudge this number higher. Don't worry, true WELLth will still continue in its normal capacity, bringing in wellbeing experts that give you fresh perspective on aligning your time and money with your passions and purpose. She lives in Portland, Ore., where she revels in the amazing Third Wave Coffee scene and the stunning outdoor beauty of the Pacific Northwest. Manisha Thakor, CFA, is director of Wealth Strategies for Women at Buckingham and The BAM Alliance, a community of more than 140 independent registered investment advisors throughout the country. Not unlike the myth of King Midas, who though was already a King to a very rich city state, wanted to achieve even more wealth and in doing so ask the gods to turn everything he touched into gold.

And it was so funny. Here's how to assess your financial situation so you'll be able to see which areas are going strongand which might need some TLC. Sign up for free newsletters and get more CNBC delivered to your inbox. When you meet that someone special people will often ask you if you are emotionally, spiritually, intellectually or physically compatible. An ardent financial literacy advocate for women, Manisha is the coauthor of two critically acclaimed personal finance books, On My Own Two Feet: A Modern Girl's Guide to Personal Finance and Get Financially Naked: How to Talk Money With Your Honey.

For a SANDWICH. As part of her MoneyZen series, women & money financial expert Manisha Thakor gives 3 simple tips to help you improve your credit score this holiday season and into the new year. And so for years I had these twin forces. As part of her MoneyZen series, female financial advisor Manisha Thakor talks about the tricky relationship between self-worth and net worth in modern society. Known for making the complex simple, I share clear and concise financial advice to support your life goals.

And the minute you're finally out of debt, shift that monthly outlay to savings, says Thakor. And that shook me up, the brush with death. And then while I was recuperating, I got healthy and better, and I was ready to dive back in with both feet and whew, Coronavirus hit. We will be checking in with Manisha periodically and gaining her insights into her adventures during her vocational freedom. 1000+ I Did This. Golden palace walls, golden bed, golden chariots, all gold, everything. And I attribute that to the leadership of John Jones and Charles Brighton who really have created the most unique firm culture Ive ever experienced. Why do you want to work at an investment bank? And I remember so clearly telling him that money gives people and especially women voices and choices. I dont think theyre going to be enough hours in the day or weeks in a month or months in a year for me to do this. So my list literally includes everything from taking hip hop classes, which will be a hoot to watch me do that, to taking tango lessons and salsa lessons. If refinancing seems to make financial sense, talk to your mortgage lender or compare offers from the bumper crop of online sites (Lenda, Better Mortgage, SoFi, and Quicken). Learn more about how you can live a richer life at BrightonJones.com. I have been a human doing for so flipping long. A number of news stories have inaccurately reported that the IRS is no longer allowing over-the-counter (OTC) medications to be paid for with FSA funds. At Brighton Jones, she spearheads a variety of multimedia initiatives designed to help clients incorporate financial well-being into their overall personal well-being. And I was able to make that scone and coffee last for like three hours. Sign up to receive Omegas monthly newsletter, plus updates on upcoming workshops, events, and offerings. Manisha Thakor walks us through her own wellness pivot as she heads into retirement. All rights reserved. Join Facebook to connect with Manisha Thakor and others you may know. One of the things as I reflect back on my career thats so ironic is I land at Brighton Jones, which has been the happiest chapter for me has Ive just never been in an environment that is so aware socially, emotionally, physically, and financially.

As for retirement, saving 15 percent of your salary is ideal. Copyright 2023 Omega Institute for Holistic Studies. Set a shopping strategy & a specific dollar amount. Nope.). Take stock of your IOUs: Log on to each credit company site and rank your interest rates from highest to lowest. Im still here, but I didnt learn my lesson right away. Her national television appearances on the subject of women and financial independence include The Today Show, The Rachael Ray Show, CNNs Your Bottom Line, and PBSs Nightly Business Report. Learn more about Integrative Nutrition's Health Coach Training Program: http://tinyurl.com/hrnu5k9 Manisha Thakor, Founder and CEO of MoneyZen Wealth Management, shares her advice on money. My work has been featured in many media outlets including CNN, CNBC, NPR and The Wall Street Journal. She teaches a highly regarded online personal finance course, "Money Rules.

I have the cutest little people in my life, and my brothers two sons and daughter and I want to spend time with them. Isaac Winter is a fact-checker and writer for Real Simple, ensuring the accuracy of content published by rigorously researching content before publication and periodically when content needs to be updated. Ill also mention, I am amazed at how many incredible courses you can take online. However, what a checklist of accomplishments doesnt tell us is the extremely personal struggles that an individual is faced with.

Michael Kitces | Apr 17, 2019 Welcome back to the 120th episode of Financial Advisor Success . The gods heard Midas plea and took pity. 62. Alas, money is one of the top causes of fights and divorce. Connect with Manisha at MoneyZen.com. And out cold. $5.99 Kindle Edition $15.96 Paperback Author Updates Blog post 5 Lessons You Can Learn About Money From Nutrition!

And I would go into the office in the mornings and sometimes have no idea if I was coming home at night, pulling an all nighter or just a small 14 hour day. To get in touch with the team is a trueWELLthpodcast.com. What's the current balance on your retirement and investment portfolios?

Know Your Number: Three main credit bureausExperian, TransUnion, and Equifaxmaintain your history, which financial-analysis firms like FICO and Vantage use to crunch your score. Tipping the Spending Scales Jordan . So I grew up in a small town in Indiana, and I was one of a handful of minorities in town. If your report is error-free, know that the surest ways to buoy your score are to pay bills on time and whittle down your debt.

She'll also share some benchmarks to be aware of that will help you feel confident about your long-term saving progress. Physically the toll that all of this took on my body came in a couple of different parts. And sadly, too many of us can relate to the concept and grind of the false promise of self actualization through the accomplishment of a singular goal. And I guarantee I miss some. And after a quick stent and a dozen or so of Airbnbs across the world, staging cities and critiquing their coffee shops.

And so finally I had to take a medical leave and the firm could not have been more supportive. If you have questions for the team or ideas for episodes or guests, you can get in touch with us at truewellthpodcast.com thats W-E-L-L-T-H. Until next time. I passed.

All opinions remain my own. You see your doctor at least once a year, take your car to the mechanic, and set a reminder to spring-clean the house. So I looked as gender neutral as I possibly could, they didnt have to worry about what I was wearing each day. And I was proudly right there with my colleagues working these insane hours, 80 plus hours a week. He grabbed his loaf of bread and tore off a huge chunk with just his teeth. You can get the printable plan, here: 7 Steps To Financial Wellness, It's time to do something good for yourself, 1000s of premium produced and curated videos. Manisha Thakor, the founder of MoneyZen, offers a frank perspective about being your authentic self. In classic finance fashion, I didnt know what I had powered through. But when I sat down to really make a list, I was blown away. And I think so much of the modern capitalist world can put us in that place and good things can come out of it, right? NEFE is a 501(c)(3) nonprofit. 3 Simple Steps To Make Your Credit Score Shine, Express Your Authentic Self (to spend wisely), Release False Beliefs (to hear your true hunger), (Re)Define Your Self-Worth: to create a highly personal net worth. Manisha Thakor, CFA, CFP, has worked in the financial services industry for more than 25 years. Dealing with debt is arguably one of the most stressful and confusing financial topics out there. And it felt like Id almost gotten stuck into a cult where all that mattered was making more money. More importantly, what they had to sacrifice and endure. We can create businesses and products and services that really make a huge difference in peoples lives. It was the kind of the heart of the belly if you will of the whole Gordon Gekko, greed is good mindset on Wall Street. And that path being your career in finance?